Customer Start Products Alphera in New Zealand Answers Contact Us Consumer Contracts
Customer products

Finance Lease

First and foremost, you want to drive the car of your dreams. You don't need to own it.

Finance Lease is specifically designed for GST registered businesses.

Funding a vehicle with Alphera Lease enables you to free up capital and use it for other purposes. In most cases under Alphera Lease no additional security will be required, however, where the hirer is a company, we may require a guarantee from the directors of the company or some other appropriate persons.

Because you are GST registered a portion of each payment will be treated as input tax.
The treatment of the payments for income tax will be determined by the term of the contract. If the term of the contract is 45 months or less, the monthly payments are treated as rentals and are thus an expense item. If the term is greater than 45 months then the interest charges and depreciation are claimed as expense items for tax purposes.

The special advantage of leasing is that it enables you to structure the contract to best suit your needs. By selecting the contract term and the most suitable residual value, you can tailor your monthly repayment. And because the repayments are known in advance, you have firm control over your budget.

Simply select the motor vehicle that best suits your needs, then talk with the Business Manager at your local centre.

Together you can work out the appropriate loan period, residual, and monthly payments that best fits your lifestyle.

We recommend that you seek independent financial / legal advice for your specific circumstances.

Any questions?

You can find the answers in the FAQ. And all technical terms are explained in our glossary.

To the FAQ To the Glossary
Forms and Material

Want to get underway with getting that car of your dreams? Download the forms here or get in contact with your local Alphera dealership.

Application Guarantor Application Business Application Private Debit Form
Contact

Our team will be happy to answer your questions. And we are always open to suggestions and ideas.

Here you will find contacts
Alphera Home Site Map Privacy Policy Alphera.com up2drive.co.nz