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Important terms − the Glossary

With Alphera it has never been as easy to finance the car of your dreams. Should you still have any questions – you'll find the answers here.

Business lease

A lease of personal property to (1) an individual to be used primarily for business, commercial, or agricultural purposes or (2) an organisation, such as a partnership, corporation, or government agency. The Consumer Leasing Act and Regulation M do not apply to business leases.

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Lease

An agreement under which the vehicle owner (the lessor) permits its use by a customer (the lessee) for an agreed upon period of time (the term).

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Lease rate

The interest rate used to compute your monthly lease payment.

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Lessee

The party to whom the vehicle is leased. In a consumer lease, the lessee is you, the consumer. The lessee is required to make payments and to meet other obligations specified in the lease agreement.

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Tax leasing benefits

Leasing payments are operating expenses that are fully tax deductible if a vehicle is used solely for commercial purposes. You can reduce the trade tax, income tax and corporate income tax. For private customers, leasing a vehicle may have GST advantages compared to buying one if no payments arise based on the calculated residual value.

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